5 Reasons Car Loans Are A Bad Idea.

Find out the top 5 reasons why car loans are a bad idea

I wrote earlier about only spending money on things that add considerable value to your life. You may be one of those people who absolutely love their car. You may still enjoy going out for a weekend drive, or rush hour may not actually be that bad in your air conditioned leather seats. Your vehicle makes you happy and adds value to your life, I get it. But at what cost was that value added?

Continue reading 5 Reasons Car Loans Are A Bad Idea.

Simple Steps To Start Your Debt Free Life!

Check out these simple steps to start your debt free life!

If you want something you’ve never had, you must be willing to do something you’ve never done” -Thomas Jefferson

Remember the first time you rode that roller coaster?  It looked like it would fling you off at any moment.  You weren’t sure you had enough life insurance to provide for your family because you were surely going to die that day – or so it seemed.  Continue reading Simple Steps To Start Your Debt Free Life!

Debt is Financial Slavery!

Debt is financial slavery - learn how to beat it!

There is a wonderful quote in the bible from Proverbs 22:7.  It states, “The rich rule over the poor, and the borrower is slave to the lender.”  How incredibly true is this?  As you start to build your budget, think about all the people and entities you owe money.  If you are making payments on your vehicle, you don’t really own it – the bank does. Continue reading Debt is Financial Slavery!

It’s Time To Budget Like A Boss!

Learn how to budget in order to live your debt free life!Failing to plan is planning to fail – Benjamin Franklin

If you don’t have a budget, you are living dangerously. You have either fallen off the ship, or you are taking on water and sinking slowly – you may not even realize it.

Continue reading It’s Time To Budget Like A Boss!

Your reason for living…

man and woman holding hands walking on seashore during sunrise

We all have something or someone we are living for. You could be living for your spouse, for your children, for yourself, or any other important person in your life. You could be working towards a retirement full of travel, expensive toys, or for that big ranch style house you always dreamed of. You could be living with your head in the sand, refusing to look to tomorrow because today has enough stress. Continue reading Your reason for living…

My gift to you…

breakcuffs

As the first post in this blog, I find it necessary to give you a small glimpse into my history to lend to my credibility. My financial journey started many years ago in my youth. My parents taught me to balance a check book, they cosigned on a credit card for me in my teenage years to start building my credit, and charged me monthly rent when I was 18 years old. We infrequently spoke about money and I knew nothing about investments.

Continue reading My gift to you…