Several people have recently asked me what books I recommend and what I have read recently. Looking back on the past few years, these are some of my top recommendations in no particular order:
Many people have differing opinions on renting or owning their place of residence. In reality, most people have an opinion based on the specific circumstances they have lived through. When I was much younger, I vowed to never rent because I felt it was a waste of money. Why would I pay off another persons mortgage when I could get a loan myself? Let me give you a little insight as to how that viewpoint punched me right in the face.
Say what you mean, but don’t say it mean – Andrew Wachter
How often have you heard, “it’s not what you say, but how you say it?” I can remember several times when my “tone” has gotten me in trouble. Intentional or not, our communication skills, or lack thereof, are responsible for a vast majority of our financial relationship issues. Often our communication issues come down to a lack of time to properly communicate. Continue reading The Best Financial Advice for Couples
Can you guess what it is? If you guessed 59% do not have a monthly budget – you would be right! Wait! Wait! Keep reading! I promise this isn’t another boring budget article stating random statistics about why you should budget. Let’s go over the common misconceptions of a budget to create a believer out of you. It won’t hurt – I promise. Continue reading 59% of American’s Are Making This HUGE Financial Mistake!
Credit cards can be a great tool for earning rewards and cash back if used properly. Unfortunately, according to NerdWallet.com, the average household that’s carrying credit card debt has a balance of $15,482.¹ Continue reading When It Pays To Use Credit Cards
What stage of life are you in? I heard a great message at church this morning related to stages of life and I couldn’t help but think about my early choices in life. How often do you find yourself dealing with situations because of a choice you made in your past?
If you ever plan to retire, there is one step you must do during your working years. You must save money! Easier said than done right? Unfortunately, the vast amount of Americans are terrible at saving for retirement. Dire conditions are playing out as baby boomers and Generation “X”ers attempt to transition out of the workforce without properly saving.
I wrote earlier about only spending money on things that add considerable value to your life. You may be one of those people who absolutely love their car. You may still enjoy going out for a weekend drive, or rush hour may not actually be that bad in your air conditioned leather seats. Your vehicle makes you happy and adds value to your life, I get it. But at what cost was that value added?
“If you want something you’ve never had, you must be willing to do something you’ve never done” -Thomas Jefferson
Remember the first time you rode that roller coaster? It looked like it would fling you off at any moment. You weren’t sure you had enough life insurance to provide for your family because you were surely going to die that day – or so it seemed. Continue reading Simple Steps To Start Your Debt Free Life!
As the first post in this blog, I find it necessary to give you a small glimpse into my history to lend to my credibility. My financial journey started many years ago in my youth. My parents taught me to balance a check book, they cosigned on a credit card for me in my teenage years to start building my credit, and charged me monthly rent when I was 18 years old. We infrequently spoke about money and I knew nothing about investments.